The
open air ride
Is
a thrill of a lifetime;
Maybe
a short one.
Saturday, March 20, 2021
In
doing my daydreaming of what vehicle I’d purchase if I could, I came across the
Can Am Spyder f3 Special. It’s a beaut and from the youtube world it seems to
be considered the three-wheeler to lust for.
I’ll
have to admit the combination of gray (they call it gravity gray – because
that’s the way the world works now; nothing can just be a simple tone.) with
orange highlights (didn’t notice what the orange moniker was…ornery, OMG, old, oddly…
but sure it wasn’t original) and sporty look orientation just does it for me.
However,
coloring a lemon orange isn’t going to make it worth $20k. Heck, even coloring
an orange orange isn’t worth that price.
So
it was back to thinking about what other options I’d have. I can daydream, but
I try to keep my mind wandering in the direction of what’ll stop me from being
homeless.
Then
lightning struck.
Months
ago, I received a notice from an annuity company stating that they had tried to
deliver documents to me, but they were sent back as undeliverable. These
documents were sent to my sister’s, whose address I used when returning to the
states from Panama, so it made sense they weren’t deliverable. But I’d never
heard of the company so figured there was no rush. But on Thursday I gave them
a call.
Initially
the recording asked me repeatedly to state my social security # which I wasn’t
inclined to do. I figured this wasn’t going anywhere so was about to hang up
when they said the usual stay on the line and a service rep will assist me
shortly. I did.
She
informed me that her company had a TSA contract from me initially under another
company’s name. I had started the TSA in 1994. The year and the name of the
company made sense.
She
also informed of the amount I had and that there was no penalty for withdrawal
although the Feds would take 20% off the top. It’s a hefty sum and if true,
would allow me to up my allowance for a vehicle (the Spyder if I like it!).
Yes,
of course I wanted to believe it and start fitting my new Spyder with a few
necessary upgrades, but figured I’d better contact my current financial advisor
just to be on the safe side. I also wanted to make sure to limit my tax
liability and not withdraw too much all at once.
He
said it looked good and I could take out a decent amount and roll over the rest
into my IRA.
Sounds
like a plan.
So
with a tax reduction due to the unemployment exemption in the Federal Relief
Plan, the accompanying stimulus from the same plan, a decent amount of savings
from continually working since July, and this recent gift from my 30 year old
self. I appear to be in decent fiscal shape at the moment.
Admittedly,
times are precarious, and we’re all more aware of that now. But even more
reason to loosen the purse strings a bit and say the hell with a rainy day, it
doesn’t rain enough here not to get out on a Batmobile and have a little fun
while I’ve still got some pep in my step and some verve in my spine.